Tax Structure & Banking. Optimised Before You Commit.
Strategic tax advisory and corporate banking coordination for founders moving to Montenegro or Cyprus — mapping your structure before registration and coordinating execution through licensed local professionals.
Book a ConsultationTax structure, banking and fiscal compliance — mapped before you move.
The biggest mistakes international clients make are structural ones — choosing the wrong jurisdiction, wrong entity type or wrong residency route based on incomplete tax information. We ensure you understand the full fiscal picture before any applications are filed or fees paid.
Montenegro Tax Overview
Montenegro operates one of the lowest flat tax regimes in Europe — 9% personal income tax and 9% corporate tax, with no wealth tax. Combined with territorial taxation principles and a growing network of double tax treaties, it is well-suited for founders and investors.
- Corporate Tax9%
- Personal Income Tax9% (15% above threshold)
- Capital Gains9%
- Dividends15%
- VAT21% standard
- Wealth TaxNone
Cyprus Tax Overview
Cyprus offers 12.5% corporate tax and a non-domicile regime that exempts qualifying individuals from tax on dividends and interest income for up to 17 years. This makes it particularly attractive for founders relocating from the UAE or UK with significant dividend income.
- Corporate Tax12.5%
- Personal Income Tax0–35% (progressive)
- Non-Dom DividendsExempt up to 17 years
- Non-Dom InterestExempt up to 17 years
- Capital Gains0% on shares (20% on property)
- Wealth TaxNone
Opening a bank account is harder than it looks — we coordinate it.
Both Montenegrin and Cypriot banks apply strict KYC and source-of-funds documentation requirements, particularly for foreign nationals. We prepare your documentation package and introduce you to the right banking relationship manager for your situation — corporate or personal.
Document Preparation
Source of funds, proof of income, company documentation — we prepare the complete package that banks actually accept.
Bank Introduction
Direct introduction to a relationship manager at a vetted partner bank in Montenegro or Cyprus — corporate or personal accounts.
Corporate Account Setup
For DOO or LTD entities — we coordinate opening requirements, authorised signatory documentation and initial deposit.
Ongoing Compliance
Annual account review, AML documentation updates and tax filing coordination through our licensed accounting partners.
Get your structure right
before you move.
Book a strategic advisory call to map your tax position, entity structure and banking approach — before any applications are filed.
Book a Consultation